INSURANCE

Do you take insurance?:

Yes, I currently take Aetna and United Healthcare/Optum through Alma. See my Alma page for details.

United Healthcare Optum
Aetna

How Do I Decide Whether To Use Insurance Or Not Use Insurance?

  • If you use your insurance, we are required to share your diagnosis with your insurance company.  This is one of the main reasons I don’t take many insurances.  When we work without being under the microscope of insurance, we can do the type of work that is best for you, in a timeframe that suits your needs – even if it doesn’t fall into the approved model of care of your insurance company.

  • Many insurance plans have high deductibles.  You may be among the growing number of people who must pay a deductible amount before the insurance company will reimburse for any services.  If that’s the case, you’ll be paying out of pocket  even if you see someone in your network.

  • Using your insurance may be less expensive if you have a low copay.

Insurance Deductible VS Copayment

What is a Deductible?

A deductible is the amount of money you must pay out-of-pocket towards covered benefits before your health insurance starts paying. This amount is set is set by insurance company and I cannot alter or change this amount. The amount also must be paid at the time you have your appointment.

What is a Copay/Copayment?

A copay is a fixed out-of-pocket amount paid by you (the insured) for covered services once your deductible has been met. This amount is paid when you receive care.

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